Why Choose Rubique?

How It Works?

01

Compare and Apply

We help you compare and select from the widest range of loans.

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02

Get An Approval

Check your eligibility and get instantly approved. All it takes is 4 minutes!

03

Sit Back and Relax

Our experts will handle the entire process for you. Get your loan worry free!

Numbers You Can Trust

loan disbursed

3500+ Crores

Loans Disbursed
customers

220,000

Customers
top class lenders

20+

Top Class Lenders

What Our Customers Say

Akhilesh Yadav

HDFC Bank

This was my first personal loan and it was a complete breeze. I`ll be taking all my financial products from Rubique now.

Vinay Lokahare

ICICI Bank

I got a great rate on my loan thanks to Rubique. Really fast service too. I love how I could track my application without having to follow up with anyone.

Frequently Asked Questions

01

You can do it online or by contacting our call centre.

If you apply online by filling in a brief form, you will get an in-principle approval on your query because we have partnered with several banks. This ensures faster turnaround time for your requirement.

Our unique matchmaking algorithm ensures we match your requirement with the available options and share the result.

One of our experts will contact you to provide information about available options and process your application. We will also arrange to get your documents and other paperwork picked up from you.

If speaking to someone makes it's easier for you, you can contact us at 02243497007. One of our experts will contact you to provide information about available options and process your application.

02

The eligibility criteria varies across banks & NBFC's. Generally, individuals need to fulfill the below-mentioned basic criteria
If you are salaried:
  • Age criteria: Minimum: 21 years; Maximum: 58 years
  • Service period: Minimum 12 months with current employer

If you are self-employed:
  • Age criteria: Minimum: 21 years; Maximum: 65 years
  • Service period: Minimum 3 years in current business or profession
The ability to repay the loan is one of the main factors that determine your eligibility for a loan. Other criteria include, tenure of loan, company you work with, your credit history and sometimes your place of residence.

03

Ideally, you should borrow only as much as you can pay back in a comfortable manner. The EMI of your loan should preferably not exceed your disposable income, which is your monthly take-home after deducting household expenses and existing EMIs for other loans.

04

When you avail a loan at a fixed interest rate, it will remain the same throughout the tenure, irrespective of market performance.

With a floating interest rate, market fluctuations will determine increase or decrease in interest rates.In most cases, personal loans will be offered at a fixed interest rate.

05

The interest rate ranges from 14% to 28% depending on an individual's profile, and the bank or institute's offering.

Still Confused?

We'll be glad to help you out
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